Wealth can be defined as the number of days you can survive without physically working and still maintain your standard of living- Robert Kiyosaki.  New York Times Best Selling Author “Rich Dad Poor Dad”

In the book “The Four Hour Workweek” by Tim Ferriss he talks about the difference between career planning and lifestyle planning.  Many people are accustomed to the traditional “career planning” or deferred life plan where you try to accumulate a certain amount of money in order to “comfortably retire” at some point.  This approach may be very restricting and risky in the long run.  Our income, personal/vacation time, personal satisfaction, and other parts of our lives may be restricted when we let a company or entity determine our financial value.  Additionally their are many risks involved including economic cycles, layoffs, jobs available, taxes, inflation, along with a potential lack of fulfillment and one’s overall health and well being.

The concept of chasing after a “magic retirement number’ may seem like a daunting task to many, especially considering one’s income may be limited to the amount of hours we work or a set salary we